1. PROMISE TO PAY
   The Investee promises to pay to the Investor the total amount of Twenty-Six Thousand ($26,000.00) = $20,000.00 Option 1 Investment + 30% Return ($6.000.00).
    
   Payments will be sent via PayPal/Wire Transfer or delivered to the Investor’s address (_________________) or such other address as may later be agreed upon by the parties.
    
2. REPAYMENT
   The amount promised under this Agreement will be repaid in full in (90/180 days) from the date of this agreement up to one year, as well as accrued interest thereon, if any (See No. 8 in AMENDMENTS).
    
   Should the Investee default in payment, the Investee shall pay all costs, expenses, and all reasonable legal costs incurred by the Investor, for collection of this Promissory Note and including reasonable collection charges should the collection be referred to a collection agency. These costs will be added to the outstanding principal and will become immediately due.
    
3. COLLATERAL
   This Promissory Note is secured by the following collateral: (TBD) ADDRESS (Hereinafter “Collateral”)
    
   Promissory Note to be filed by Investor until all payments due under this Promissory Note are paid in full.
    
   Should the Investee default on final payment after six months (unless an agreement is reached for additional time between parties), the Collateral will be immediately transferred to the Investor and the Investor will be granted all rights of repossession as a secured party.
    
4. MODIFICATION
   No modification or waiver of any of the terms of this Agreement shall be allowed unless by written agreement signed by both parties. No waiver of any breach or default hereunder shall be deemed a waiver of any subsequent breach or default of the same or similar nature.
    
5. BINDING EFFECT
   Except as otherwise provided in this Note, all the covenants, conditions, and provisions of this Note shall be binding upon the parties hereto and their respective heirs, personal representatives executors, administrators, successors, and assigns.
    
6. HEADINGS
   Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Note.
    
7. BREACH OF NOTE
   The parties acknowledge that no breach of any provision of the Note shall be deemed waived unless evidenced in writing. A waiver of any one breach shall not be deemed a waiver of any other breach of the same or any other provision of the Note.
    
8. AMENDMENTS
   This Promissory Note may be modified or amended by written agreement of both parties.
    
   ADDITIONAL PROVISIONS
   Promissory Note is to be paid back off the resale of the above-named real estate (TBD). Terms of repayment are as follows: ($20,000.00 + $6,000.00 = (30%) due in 90/180 days) from the time the wire transfer/check clears. If the Note plus Interest is not paid back in 180 days, there will be an additional (3%) interest added per month ($600/month) for up to 1 year. (If additional time is required, must be renegotiated between parties).
   
   

GOVERNING LAW
This Note is governed by the statutory and case law of the State of Ohio.
 
 The parties hereby indicate by their signatures below that they have read and agree with the terms and conditions of this Note in its entirety.